PremFina UK's opening hours are changing over the 2022 festive period - find out more here

Missed payments

What happens when I miss my payment on the due date?
If your payment is unsuccessful, you will receive a notification from us by SMS, and we will issue you with a Statutory Default Notice by email and post, wh...
Fri, 23 Feb, 2024 at 3:47 PM
Will an application for Premium Finance leave a search on my credit report?
Like other financial products you may apply for, PremFina will conduct a credit search of your credit file, which will leave a footprint on your credit repo...
Tue, 14 Nov, 2023 at 4:49 PM
If I miss a payment, will this affect my credit score?
PremFina reports your payment history to credit bureaus, just like any other lender or creditor. If you miss payments or default on your premium finance agr...
Tue, 14 Nov, 2023 at 4:49 PM
I have received a Statutory Default Notice from PremFina.
Firstly, it's important to read your letter fully as this explains the steps needed to clear any arrears on your agreement with us. If you would like t...
Thu, 23 Nov, 2023 at 12:14 PM
How can I bring my account up to date?
If you would like to bring your agreement up to date, you can visit our payment portal or use the 'Make a Payment' link on our website and make a pa...
Tue, 14 Nov, 2023 at 4:45 PM
Will a missed payment affect the renewal of my policy or finance agreement?
Missing payments will have no impact on your ability to renew a finance agreement with PremFina (provided you bring your account up to date before your last...
Tue, 14 Nov, 2023 at 4:46 PM