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Managing an agreement

I applied an MTA, however it is showing as declined, why has this happened?
Please email credit@premfina.com for more information.
Tue, 18 Jul, 2023 at 2:58 PM
Why has an MTA been referred?
Please allow up to two working days for MTA referrals to be approved. If the 48 hours has passed please email credit@premfina.com.
Tue, 18 Jul, 2023 at 3:11 PM
What do I do if an MTA has expired?
You will need to resubmit the MTA onto the customers agreement.  
Mon, 17 Jul, 2023 at 8:58 PM